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Your needs evolve over time.

We are here to help you navigate the financial decisions of everyday life and its transitions.

Build Confidence In Your Financial Future

No matter where you are in life or how complex your financial situation is, we can help you organize, protect, and grow the assets that you count on to provide for you and your family. The video below explains more (2:13 in length).

Our services may include the following, based on need:

Your Retirement

  • IRA Distribution Analysis
  • Lump Sum/Annuity Comparison for Retirement
  • Pension Annuitization and Maximization Alternatives
  • Retirement Income/RMD Analysis
  • Retirement Package Review
  • Retirement Goals, Transition and Relocation
  • Retirement Plans For Individuals/Businesses
  • Retirement Plan Rollover Advising
  • Roth IRA vs. Traditional IRA Analysis
  • Social Security Counseling

Your Investments

  • Asset Allocation/Reallocation/Re-balancing
  • Investment Portfolio Analysis and Management
  • 401(k) Advising, Rollover and Monitoring
  • Health Savings Account (HSA) Investments

Your Insurance and Employee Benefits

  • Disability Income Needs and Policy Evaluation
  • Health Insurance Policy Evaluation
  • Home & Property Purchase or Sale Evaluation
  • Life Insurance Needs and Policy Analysis
  • Long Term Care Needs and Policy Analysis
  • Property and Casualty Policy Review
  • Coordination with Insurance Professionals
  • Employee Benefit Evaluation 
  • Stock Option Evaluation & Strategies

Your Taxes

  • Proactive Tax Planning
  • Tax Return Review
  • Property Tax Counseling
  • In-house alliance with income tax preparation professional

Your Estate Plan

  • Estate Planning/Wills/Trusts Management and Review
  • Beneficiary Designation Counseling
  • Inheritance Management & Planning
  • Risk Management Review
  • Philanthropic Gifting Strategy
  • Coordination with Estate Planning Attorney

Your Education

  • 529 College Savings Plan Advising
  • Alternative Funding/Loan Options Evaluation
  • Savings Needs Analysis

Your Cash Flow

  • Managing Sudden Wealth/Inheritance
  • Account Monitoring
  • Mortgage Financing Alternatives
  • Financial Education for Children
  • Auto/Home Purchase Evaluation & Negotiation

Your Business

  • Business Management Succession Planning
  • Business Start-Up Advising
  • Employment/Partnership Contract Review & Negotiation
  • Pension/Profit-Sharing Plan Design and Advising
  • Benefit Program Advising and Evaluation

Your Family

  • Planning for New Couples Merging Finances
  • Planning for New Children
  • Career/Job Change Analysis
  • Analysis of Divorce Settlement Proposals

Ready to get started?


Contact us today


Discover our process


* Please Note: Limitations.  The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. SFP does not serve as an attorney, accountant, or insurance agent. SFP does not prepare legal documents or tax returns, nor does it sell insurance products.