Your Summer International Travel Checklist
Summer is just around the corner; for many, that means it's time to embark on exciting international adventures. Whether you're planning to explore the historic streets of Europe, relax on tropical beaches in Southeast Asia, or immerse yourself in the vibrant cultures of South America, one thing is for sure: proper preparation is vital to a smooth and stress-free journey.
Here, we'll walk you through several things you need to consider before jetting off on your next international trip.
Inform Your Bank and Credit Card Companies
One of the first steps you should take before traveling internationally is to inform your bank and credit card companies about your upcoming trip. This can help prevent your transactions from being flagged as fraudulent when using your cards in a foreign country (especially if you use a smaller bank without 24/7 phone support since that can cause some headaches if you need funds due to time zone differences).
Provide your bank and credit card companies with your travel dates and destinations to ensure uninterrupted access to your funds. Additionally, ask about any foreign transaction fees or currency conversion charges that may apply to your accounts and credit cards, and consider obtaining a credit card that does not charge foreign transaction fees if needed.
Some credit cards offer complimentary Global Entry or TSA Pre-Check, which can help reduce the time standing in lines at the airport for you and any minor children traveling with you. Be sure to apply for these well in advance of your departure date as processing times can be lengthy due to their popularity, and Global Entry requires an in-person interview before it can be issued.
Arrange Travel Insurance
Travel insurance can help protect yourself against unforeseen circumstances that may arise during your trip, such as medical emergencies, trip cancelations, or lost luggage.
Before purchasing a policy, carefully review the coverage options to ensure they meet your needs. Consider factors such as medical coverage limits, evacuation services, and coverage for pre-existing conditions. Consider purchasing insurance when you book your trip to maximize coverage benefits.
Some credit cards may include some travel insurance, but coverages are typically limited.
Obtain Necessary Vaccinations and Medications
Depending on your destination, you may need specific vaccinations or medications to protect yourself against local diseases or health risks. Research your destination's vaccination requirements well before your departure date and schedule an appointment with your healthcare provider or a travel clinic to receive any necessary immunizations.
Additionally, ensure you have an ample supply of any prescription medications you'll need during your trip, along with copies of your prescriptions in case you need to refill them abroad or in case customs officials scrutinize your medications. Always try to travel with the original prescription containers when possible as an additional form of verification and to avoid confiscation during bag inspections.
Prepare Your Medical ID and Documents
In case of a medical emergency while traveling abroad, having access to your medical information can be crucial.
Create a medical ID card with vital details such as your blood type, allergies, pre-existing conditions, and emergency contact information, and consider including the same information in the primary language of your destination(s). Carry this card with you at all times, along with copies of your health insurance card, passport, and any relevant medical documents. Some smartphones offer a medical ID option that can be accessed without a passcode in an emergency to make sharing this information easier.1Review Cell Phone Service Options
Before traveling internationally, it's important to consider your cell phone service options to stay connected while abroad. Contact your mobile carrier to inquire about international roaming plans, data packages, and fees for calls and texts.
Alternatively, you can purchase a local SIM card when you get to your destination for affordable data and calling rates. If you plan to use your phone to navigate or access the internet while traveling, consider downloading offline maps or using Wi-Fi hotspots to avoid excessive data charges. However, try to avoid using Wi-Fi hotspots for accessing sensitive information with usernames and credentials without using a VPN, as this is an area where thieves can access your data.
If your important financial account logins are set up for 2-factor authentication, ensure that those authentication codes can be delivered to your email instead of via SMS text message, in case you have internet access but not phone service while abroad. If you rely on authenticator apps for certain account access, consider switching to email authentication codes in case your device is lost or stolen.
Secure Your Passport and Travel Documents
Your passport is the most important document you'll need when traveling internationally, so it's essential to ensure it’s valid and up to date well before your departure date. Check the expiration date and renew your passport if necessary, as many countries require your passport to be valid for at least six months after your departure date.
Additionally, make copies of your passport, visa, credit cards, and other travel documents and store them separately from the originals in case of loss or theft.2 Consider uploading images of important documents to a secure cloud file storage location (such as the online vault provided for SFP clients).
Traveling internationally can be an enriching and unforgettable experience but requires careful planning and preparation to ensure a smooth and enjoyable journey. By following this checklist, you'll be well on your way to preparing for your trip. So, pack your bags, double-check your travel documents, and prepare to embark on the adventure of a lifetime!
This content is developed from sources believed to be providing accurate information, and provided by Strategic Financial Planning, Inc. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered legal, investment, or tax advice.