News & Insights

Do you have a 401(k)? Maybe a better question is: Do you know how your 401(k) works? If you’re like 63% of Americans, this common retirement plan completely confuses you. But don’t go sticking your head in the sand! Your retirement and how you save for it are too important to ignore, no matter how complicated it seems. A 401(k) or 403(b) is a valuable and important tool to help you build your retirement nest egg so it’s there when you need it, but there are many variables that can impact your account. And in this case, what you do to align your investments with your financial plan can make a significant difference at the end of the day. Here are 5 ways to do just that.

As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like the one we had in 2008?

The global financial markets have taken a dip this week over fears about the spreading coronavirus, erasing gains from earlier this year. Investors are understandably nervous about their money and their health, and if you are worried about your portfolio, you’re not alone. But during stock market volatility, it’s important to keep a level head to avoid financial mistakes.

You don’t have to look far to find financial advice or so-called proven formulas that promise to bring you financial success. And while there’s plenty of general advice you would be wise to take, your finances don’t exist in a bubble. They are an extension of you, your values, your dreams, and your life circumstances; as such, they deserve a personal touch.

The end of the year represents the perfect opportunity to reflect on the last twelve months and to review your overall personal financial situation. 2019 may have been a great year, or perhaps you didn’t accomplish as much as you would have liked. In either case, 2020 can be a fresh start, allowing you an opportunity to become more intentional about accomplishing your goals.

Investing in an HSA can make sense for many, but doing so presents a variety of decisions that need to be made. Bryan was recently featured in an article on Lending Tree's Magnify Money blog which explores this topic.